Make smarter financial decisions with tools built for startups, consultants, and independent professionals.
Calculate the minimum hourly, daily, and project rate you need to charge based on your income goals, expenses, and working schedule.
Open calculator →Model your SAFE note conversion, ownership percentage, and dilution. Supports valuation cap, discount rate, and MFN provisions.
Open calculator →Find out how long your startup can survive on current cash. Calculate gross and net burn rate, runway in months, and zero-cash date.
Open calculator →Calculate your Customer Lifetime Value and Customer Acquisition Cost. Find out if your unit economics are healthy and how to improve them.
Open calculator →Determine how many units you need to sell (or revenue you need to generate) to cover your fixed and variable costs and start turning a profit.
Open calculator →Find out how much to charge your client so you receive your desired amount after Stripe, PayPal, or Square processing fees.
Open calculator →Add or remove VAT/GST from any price. Supports UK, EU, Australia, Canada, and 10+ countries. Essential for international invoicing.
Open calculator →Calculate return on investment, annualized ROI, and payback period for any business investment, marketing campaign, or project.
Open calculator →Calculate gross and net profit margin, markup percentage, and find your ideal selling price from cost and desired margin.
Open calculator →Calculate US self-employment tax (15.3%), estimated quarterly payments, and how much to set aside from every freelance payment.
Open calculator →Calculate monthly payments, total interest, and true APR for any business loan. Includes full amortization schedule.
Open calculator →Create professional invoices in seconds. Add line items, tax, and download as PDF. Your data is saved automatically.
Open tool →Build your Profit & Loss statement online. Auto-calculates gross profit, EBITDA, and net profit. Export as PDF.
Open tool →US expats: calculate your Foreign Earned Income Exclusion for 2026. Supports Bona Fide Residence and Physical Presence tests.
Open calculator →AI negotiation assistant. Get structured arguments for your rate negotiation or equity/SAFE discussion — in 2-3 minutes.
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